Hi I'm new to the forums...
Using elements 6.0, I think without any updates.
I figured out how to use layers to add the text, but how do I get it under his hand but still on top of the body?
You will need to select his hand and press ctr+J (command+J on a mac) to copy the hand to a new layer. Then move that layer above the text layer in the stack.
Thank you so much! I was able to get it to work. I appreciate it.