There have been some questions recently about how to achieve the effect of text appearing to be "painted" on an object in an image. Although other tutorials for this are out on the Web, they don't explain why certain steps are done, so I decided to try my hand at it. I also added some steps for colourizing the text, if you don't want to use plain black or white text.
So, here goes!
That's it -- have some fun!
If you want the text to look like it's been cut into the object, replace the above steps with these:
7. Use the Horizontal Text Mask Tool to enter the text. Use Selection...Transform Selection to move and re-size the text mask.
8. Use Layer...Layer via Copy to copy the text as the underlying image pixels onto its own layer.
8b. On that text layer, use the Effects Panel and its Layer Styles...Bevels...Simple Sharp Inner to create a bevel.
After applying the Displacement Effect (steps 9 - 12),
14. Double-click on that little "fx" icon and change the bevel settings to these:
The final image:
This technique should also work on wood.