Do I have to use a payment gateway?
You can elect not to use a payment gateway and still receive payments through your site. Payment Gateways are great because the sale goes through (almost) instantly, and both you and your customer receive appropriate feedback that the payment has been received. However, the system also allows you to process payments offline, which means that the customer's credit card details are sent to you so that you can process it yourself, in your own time.
Can I have multiple payment gateways on one site?
There is a limit of one payment gateway per domain country. See .
You can also have Paypal Standard as a second gateway.
What is the difference between a seamless and non-seamless payment gateway?
A seamless payment gateway is one that processes credit cards directly on your online shop website without redirecting the purchasing customer to any 3rd party website. The whole transaction is seamless and takes place in real-time. On the other hand a non-seamless payment gateway such as PayPal will redirect the purchasing customer to the PayPal website to process the payment and will redirect the customer back to the online shop after this has been completed.
Can I collect recurring payments (i.e monthly payments) using a payment gateway?
There are currently four payment gateways that have the recurring billing feature integrated:
- Paypal Website Payments Pro
- eWay
- Authorize.net
- SagePay/Protx
see Supported payment gateway providers
What Business Catalyst payment gateways support 3D Secure?
Currently only Paypal Website Payments Pro and SaferPay have this functionality integrated.
Are payment gateways secure?
Although we provide up to date security measures to protect your site against fraudulent users, we recommend you to also take advantage of the anti-fraud systems provided by each payment gateway. Contact your payment gateway provider for further assistance.
How do I test my payment gateway?
The best way to test a payment gateway operation is to:
- Create a 1 cent product, and add it to your catalogue.
- Purchase the product using all available payment methods.
- Ensure the order is created. If using PayPal, ensure the payment status is set to “success”
- Check your invoice that you were emailed
- Ensure the site owner has received their order workflow notification.
Using the payment gateway's test gateways is possible, however often requires special credentials and card details to be used...and we do not recommend it unless absolutely necessary.
When testing your gateway you can use this site to reference test cards if needed. - http://www.infomerchant.net/creditcardprocessing/credit_card_test_numbers.html
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