Hi,
as you have guessed you have to wait until the first frame
(if there are frames) or the whole Image has loaded before you can
access the properties of the loaded clip. The MovieClipLoader class
helps you a great deal in that, but it is only available since
Flash / in Flash & you would have to check with your own method
for example usinf setInterval to chaeck for the loaded size of the
movie/picture vs. the total size.
I don't think that the Help file is unclear, just look up the
examples in the Actionscript dictionary and do those on your own.
It often happens that the concept of event listeners is hard
to grasp for those that haven't used for a while them, but there
are some tutorials out there on that topic...