Could you please post a screenshot with the pertinent Panels visible?
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What happens if you choose a different workspace (using the control at the upper-right of the Photoshop main window)?
Reiterating what Christoph has asked above, please post a screenshot so we know what you're actually seeing.
Mac or PC?
I think, now that you've directed me toward the Layers Panel itself in my workspace, that if the bottom doesn't show, I should move it to the left until I can see the bottom options. That was what I wanted to see on the screen but couldn't.
Thank you all.