I am attempting to create a form that users can download, fill out & submit with an attachment. It appears that the only way to add an attachment is the use an online (web form). But I don't see how users can save the online (web form) prior to submitting it.
Is there a workaround that will accomplish adding an attachment & saving the form?
Basically you are correct. Web forms currently have no way of locally saving them prior to submission. You could turn on email notifications found in the options tab to allow the user to see the data they entered.