when you looked at the programs in the control panel, you can see the flash player name, but when you look to the right can you see how big the file is. If there is no size for the file ,it is not loaded.
I'm not saying you're lying but...
That's Windows XP SP3 with WORKING Flash Player Plugins for IE and Firefox, there IS NO FILE SIZE listed in the Control Panel.
Windows Vista, 7
do show the plugin size, but XP doesn't. That DOESN'T mean it's not loaded, it simply means that the OS doesn't show plugin sizes in XP.