Download the offline intsaller: Flash Player 220.127.116.11 (Mac OS X) by right clicking and choosing "Download Linked File As".
Then quit your browser.
Mount the DMG, DO NOT run the installer!
Right click it and choose "Show Package Contents".
In Contents/Resources, double click the Adboe Flash Player.pkg
and run the COCOA installer for Flash Player.
Mike- this worked- Thanks so much.