Click on Window then Layers so it will show as a tab.
Click on T icon on toolbar. Then select type size and type message. In the layers box use the opacity slider to get the correct transparency.
Hope this helps.
That kind of gives the effect, but I would like the text to blur out the backround, and I would like the text to be the same color as the backround. I realize this may be complicated.
This is not the effect you show, although your example shows a mirror image of text.
There are a lot of stuff you can do with PS, and everyone at one time starts at zero. But today there are lots of online tutorials and YouTube how to videos to guide you. When stuck with specific questions here is the place to answer. Setting down with a 1 through 30 steps is too time consuming.
oh sorry. I have searched as much as I could for something like this.