Inserting the PDF file in Word can work. You'll have to set all the margins to 0 to get your image to go to the edges. Then in Format Picture, under Layout, you can designate the photo to go Behind Text.
Then just insert text boxes where there are needed above the image.
Possibly the best solution would be to invest in a license for InCopy for this person.
Thanks for your answers.
SRiegel- I tried your suggestion, but couldn't set the margins to 0, it wouldn't let me. I got them to a minimum of .1, but the page I've made has a few things flush to the left so it wasn't quite right. I strecthed the page to fit somehow in spite of the margin rule and it looks pretty good. It just feels like I'm doing something wrong since it wasn't so straight forward. I guess I'm apprehensive that each page might come out a little off since it was so much trial and error to get it right.
Peter- I looked up InCopy, at it seems to be just what I need. Unfortunately my boss isn't keen on buying anyone new programs.
I am the only one who uses InDesign, so there should be a couple more serial codes from when they bought the program. We asked if my co-worker could get the program on his computer so he could do all of the body copy himself (which should have cost them nothing) and the suggestion was shot down.
It is what it is, I suppose. Thanks again for the help.