For some reason, all of a sudden,
everytime I add anything new,
it automatically has "Wrap Around Bounding Box"
instead of "No Text Wrap"
Why???
I can't explain how you did it, but you inadvertently set the default of your frame tool(s) to have a text wrap. You can change the default back, by closing all documents, select the tool in tools panel, select no text wrap option, and this should return your tool to its original behavior.