Please show us screen shots of the page in ID and the PDF...
Never mind... just got an email from InDesignSecrets that answered my problem. Rookie mistake. It was the fact I did not select the use document bleed settings on export.
Thanks for the help!
No need to embarrassed, we were all rookies once, and even old-timers like me make mistakes, so would you mind telling other rookies who may happen upon this thread trying to solve the same problem what you did wrong?
My error was not selecting Use document Bleed Settings under Marks and Bleeds when exporting my PDF file.
This also needs to be selected when printing.