in your first screenshot--the text is inside the graphic frame--so any transparent effects are being applied to the text.
1. with the text tool--drag and select the text--then copy--then cut (text should disappear)
2.go to your layers pallette and 'lock' the layer with the graphics on it
3. create a new layer and make sure to drag it above the graphics layer
4. select the new layer--go to 'edit'>paste in place (the text will now be on it's own layer and in it's own frame).
5. with the text tool--select the text--then look at the transparency pallette--select 'normal'--you should now be free of any transparent effects on the text
tman69, I think that might not work exactly as you hope. If you select and copy text, it won't paste-in-place in the same location as an object (like a frame that contains text) would. What might work is to paste the text into it's own frame and then position it on a new layer, using the existing text as a placement guide. Then, delete the text from the graphic layer.
I don't 'hope' for anything...the OP doesn't seem to understand 'frames'--am just trying to walk someone thru the process of moving text to another layer.
It also appears that a common mistake was made that allowed transparency settings to be applied to all elements.
my explanation/solution will get the OP partially where they need to be and they might realize the error that was made and actually learn how to use the program
Hello tman69 and Migintosh!
My apologies for not getting back sooner, I was caught up with some scholarship applications but now I can happily return to my portfolio
Thank you very much for your help! I am quite new to InDesign, I only started using it three months ago, and so I am unaware of many small mistakes even though I took some tutorials. I am going to read over your tips step by step and see what difference this will make. I will let you know my progress soon!