I am not sure I will need the stock photo use past 4 months. Will I be stuck paying for a yearly rate once I sign up to get 10 stock photos a month at 29.99?
Do not upgrade your CC subscription with the $29 plan! You will not be able to cancel the Stock Subscription as it will be permanently tied to your CC subscription. If you plan on discontinuing Stock in the future you need to do the $49 plan.
It is very deceiving. They give you cancelation policies when you upgrade but you can't cancel it without cancelling your entire CC account.