I can create and type into a text box on a blank page in my document but when I try to create a text box on top of a background image in the same document there is no text showing up. The red + lights up when I type the very first letter and I have tried looking at layers, different alignments, checking preview mode is off and I don't know if I have changed a formatting setting and it's doing this. This is the first time I have had this error so I must have altered something. any help would be appreciated.
You probably have Text Wrap applied to the background image. If you select your new text frame with the Selection (black arrow) tool, choose Object > Text Frame Options. On the General tab of the dialog box, check "Ignore Text Wrap."
When you apply text wrap (it may have happened accidentally), text wrap applies both to text frames above the picture as well as below.
Steve you are spot on. Thanks I was pulling my hair out.