For CC team - the offer of 10 free images applies if you don't currently have a Stock plan. It looks like you already have a CC + Stock teams plan.
For individual - when you sign up for an annual 10 images/month plan you are refunded the first month. If you don't want to continue with the subscription you can cancel within the first month.
Hi Beverly, if I cancel within the 1st month I will not be charged, correct?