Virtually all of those effects are available in pretty much any version of Premiere Elements.
Though I guess it depends on what you mean by "Cut from timeline for overlays" and "voice matching".
There is a 30-day free trial that I recommend you download and test drive before purchasing. Premiere Elements is an excellent, full-featured editor -- but it's not a professional editor, so comparing it to a big leaguer like Final Cut Pro isn't really fair. Premiere Pro CC is much more fully-loaded.
But for consumer video -- like camcorder video, GoPro video and video from smartphones and other small devices -- it will do pretty much anything you could ask for including color correction and grading, special effects and multi-track effects like l-cuts and j-cuts.
I would download the trial first and see if you like the way it behaves as its totally different from FCP.