I am new, trying to design a business card in indesign for CC. I created the layout of the business card and all it shows is the rulers on top and side. I can't seem to find where I access the design palette and tool bar? I read the other answers to this question and they don't describe where to find it.
Try the tab key
that is use Tab while NOT being in a text some where! First hit CTRL-SHIFT-A (pc) or CMND-SHIFT-A (Mac) then hit the Tab key once.