cuando te suscribes a Creative Cloud con la opción Plan anual pago mensual ¿te cobran todos los meses los 60 euros o te cobran todo de una vez??
If you choose the Annual plan with Monthly payment then you will be paying each month though the contract is annual.
If you choose the Annual plan with Annual payment (one-time; upfront) then you will need to pay the amount for an year one-time.
Please refer Purchasing FAQ: How do I purchase a Creative Cloud membership? for further details.
Hope that helps!