Bit of a rant I'm afraid, but I'm disappointed.
Seriously Adobe peops, there are dozens, if not hundreds, of people who have licensed images in error, wasting their valuable credits. Is this not an indicator to take steps; perhaps make the help screens more prominent, "READ THIS FIRST" kind of thing, tell people not to click around like they are used to with Dollar Photo Club. Libraries are NOT the same as "Galleries" to save and compare images. Something generally, you know, to help people not waste their credits cos you assume people know what they are doing. I'm not saying we shouldn't, buyer beware and all that, but a little help would, you know, help! We didn't choose for Dollar Photo Club to cash out or go under.
Found my own answer in the help section - look for SAVE PREVIEW (the down arrow doed NOT mean buy & download) avoid LICENSE & SAVE until you are sure it's the one you want : )
Hope this helps others.