I am unable to change my payment method because my paypal bank account is not working for some reason. does anyone know how to bypass this without canceling a membership?
I see you have active Creative Cloud for Photography plan under the same Adobe ID as with forums and you are paying through paypal.
Unfortunately it's not possible to change the payment details fro paypal to credit card or vice versa. The only option is to cancel the subscription and purchase a new subscription.
Please refer :Manage your Adobe Creative Cloud membership
For more details kindly get in touch with Adobe support :
**Be sure to remain signed in with your Adobe ID before accessing the link above**