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Adobe XD is really geared toward designing, prototyping, and sharing, and iterating through that process very quickly. Most apps actually require developers, as there are a number of optimizations that a developer can implement that vary wildly from app to app. If you're interested in this, you can upvote this: Export interactive prototype as native mobile app (iOS, Android) – Adobe XD Feedback : Feature Requests & Bugs
Just so you know, what you're asking to do is difficult to do "well". Why? Creating a clickable prototype, versus a properly made website or app require very different coding behind the scenes:
- Native iOS apps are programmed with Swift.
- Native Android apps are programmed with Java.
XD is meant to be primarily a "design" app so designers can focus on creating a good design, rather than making something work in a browser or a phone.