Perhaps I'm dreaming....
what time-saving strategies do you employ to tackle this kind of challenge?
Time saving? None.
Headache saving? Assistant Editors.
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Suggest you re-ask your question in the Premiere Pro SDK subforum... this may well be possible with a bit of scripting, just not sure Adobe have added scripting support for the new Title format yet.
For what it's worth tho', with the help of the folks on the SDK forum, I built and now use a custom extension to generate (Legacy Title based) subtitles for my programmes from a plain text file... saves me hours of work.