If you use a widget to integrate an extern blog (tumbr, …) you don’t have even to touch the .muse file. You can update your site by updating your blog.
A fine working widget, which I use in these use cases: https://www.muse-themes.com/products/tumblr-blog-content
Not to sound picky, but is there something that is a one-time fee instead of having to pay either a yearly/monthly fee? I feel like these widgets are REALLY starting to stack up monetarily.
You don't have to pay every year! If you pay once, you can download and use all these widgets for ever. Of course you can't download them again, when the year is over.
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… and this one http://www.qooqee.com/adobe-muse-widgets/muse-blog-cms requires no sobscription and let you administrate and use the blog completely within your site. No 3rd party blog provider necessary!