There are lots of way to do watermarks and there are some actions/scripts that can do batches of photos. Below is a sample of three different styles:
Top one is just plain black text - not very appealing
middle one is the same black text, but the opacity is lowered.
Bottom one is the black text again, but the fill opacity is set to 0, and a bevel and emboss has been applied, so all you see is that effect.
As far as the copyright symbol, on Win you hold down the alt key and type 0169 ON THE KEYPAD, NOT THE NUMBERS AT THE TOP. You can also cut and paste it from the web.
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The first place to embed your copyright notice is in the file name tab, as shown here:
Choose File > File Info… and near the bottom of the Description tab fields use the down arrow to change Copyright Status from Unknown to Copyrighted. In the Copyright Notice field choose the Type tool and enter the copyright symbol (Opt+G) and name. You may also enter data in the other fields for record keeping purposes. The © will appear in the file name line for that file.
Later, if you choose File > Save for Web … use the down arrow to change the Metadata field on the right of the Save for Web screen from None to Copyright.
There are many watermark copyright designs on the web. The ones shown here are among the more popular versions. This is how it is created:
1. Open the file and choose the Type tool.
2. Choose a bold face (Ariel Black was used in the sample above) and key in the © symbol (Opt+G). The choice of Foreground Color is unimportant unless you would like to see a light tint of it in the symbol. Otherwise the effect will be similar to the version shown above. Add other type to the line or simply present a large © symbol overlaying the image, if you prefer. To alter the size of the copyright line choose Edit > Transform > Scale, then hold down the Shift key and drag one of the corner handles of the Transform frame diagonally up or down. OK.
3. Double-click on the Type layer in the Layers panel and when the Layer Style menu appears, checkmark Drop Shadow. Then double-click on the words “Drop Shadow” to bring up its menu. Adjust the Structure sliders to produce the desired degree of shadow. Check mark: Use Global Light.
4. Checkmark Bevel & Emboss and confirm that Use Global Light is checked. Then Click OK twice to close the Layer Style menu.
5. In the Layers panel drag the Fill field down to 0%. The foreground color of the © symbol will disappear, leaving the Layer Style. If, at this point, the resulting watermark is too intense, use the Opacity slider in the layers panel to lighten it. If you would like to include a very light tint of the Foreground Color in the copyright mark, move the Fill slightly off 0%.
6. Important: Save the layered file. Then save a flattened version of the file for use and display beyond your studio. The purpose for keeping the layered version is that its type layer and its Style may be dragged into other images and resized if necessary by choosing Edit > Transform > Scale.
On the other hand, if you just want to go with a type line and lose the white surround (which you specified), change the type layer Blending Mode from Normal to Multiply. As Chuck said, it is pretty stale, but it gets the job done.