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There's no such thing as a home user license in the Adobe Cloud plan offerings. That would imply personal use at home only (where I suspect your misconception about your Cloud plan license may lie). No commercial work. Adobe offers individual plans, student and teacher plans and Cloud for teams.
As DelphiZoa says, I too presume you've got an individual Cloud plan. That can definitely be used for commercial work - that's what most commercial freelancers who use Adobe products to make a living use. Likewise, Student and Teacher plans can be used for commercial work. In fact, all Cloud plans can be used for commercial work.
The unfortunate wording of the Cloud for Teams under the Business tab implies to some people that that plan is the only one to be used for commercial work. Nothing could be further from the truth. Cloud for Teams simply means that the licenses within the plan are centrally managed by a Team administrator. All other Cloud plans - such as your Individual plan - are tied to your Adobe ID.
Yes I have a personal plan that includes LIghtroom Photoshop CC and something else its the one designed for photographers. I know nothing of licensing so I thought it best to check before potentially making an error!
Thanks for the reply and clearing this up!
Definitely better safe than in court! :-P