How do I use this template exactly, I can't figure out how to make the effect merge correctly with a photo.
If you think about Vintage Photo from Starter Template in Photoshop CC just do it:
1. Open Template
2. Double Click layer called Your Photo Here to open new document - Smart Object
3. Drag, place or paste your picture and Adjust its size (CTRL+T) - confirm it with Enter
4. Save this image (Smart Object), close it and return to original image - thats it!