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I had a similar problem. Never solved it - I restarted, and after booting up, when I tried again, it worked...
Edit>Preferences>File Handling>File Compatibility
Make sure it is set to Ask or always. If Ask, then check the "maximize compatibility" option in the window that pops up when saving.
In the past Premiere could not import PSDs from PS of the same version as Premiere without this feature.
I tried that, shut everything down, re-booted, and still won't accept the PSD file.
Make sure the PSD file is in RGB color space and not CMYK.
Brian - you did it. Thank you! Such a simple solution to what I have been racking my brain over. Maybe the Adobe folks could better define the error messageor is it me. Anyway problem solved, I converted the image to RGB and wham no problemo! Again, thanks.