i think most do not....
only fear is the security; however, if your development machine is not shared by others, its ok to use same server.
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When developing locally, you usually use a password that is easy and fast to type. Once the product hits the market, then you'll want to have a "real password", something that is not easy to figure out or crack ( so, not the same password taht you have used during the testing/development process on your local machine ).
Thank you Madhav Subedi. I just wanted to check what other people did.
Thank you Barna Biro. That's what I thought. Sounds reasonable.