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You can use RH via remote login as it is the same as running it locally. As I understand it, and do check, once someone has logged on remotely, no one else can nor can anyone log on directly to the machine. Obviously it has to be impossible for more than one person to access the machine at any one time.
You say you will arrange for a local copy for SMEs. I don't follow, if they are using remote login they are accessing a local copy.
Back up. Back up. Back up.
See www.grainge.org for RoboHelp and Authoring tips
By "local copy" I mean that the author will transfer the project from his/her C: drive to the C: drive of the SME PC, (and transfer back when the SME is ready).
We do the same as you as we have a single RH licence for use by our developers. They are occasional users for one or two projects. They just copy the source to the remote PC, logon and away they go. The PC stops two people from logging on at the same time.
Wow. I wish our develeper doco PC was that smart. If someone is logged in, and someone else logs in, the first person is unceremoniously kicked off the PC. One of the devs wrote a web page thingy that shows if someone is logged in, but it's not always accurate and it's a manual process to remember to go to that page to check.