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The second thing you are doing wrong is that you are not verifying that the Donation Amount is numeric, at least not that you showed us.
> <cfoutput><input type="text" readonly="yes" value="#dollarformat(monthlypayment)#"></cfoutput>
Thanks to you both for the quick reply. I have the example above working and now just need to work it into my existing code. The responses are very helpful.